We are dedicated to helping stay ahead of changes in the Affordable Care Act (ACA) and provide solutions for each client’s unique needs. Whether providing coverage to part-timers, full-timers, or supplementing coverages, our experienced team and technology platform can deliver the benefits experience that meets your needs while keeping you compliant.
ACA Compliant MEC Plans
- Employer medical plans developed for the purpose of complying with the Affordable Care Act (ACA) in an effort to minimize penalties
- Strategy is to comply with ACA while minimizing net cost to employer
- Two basic plan designs:
- MEC – Minimal Essential Coverage
- MVP – Minimum Value Plan
Marketplace of Voluntary Benefit offerings available in combination with MEC
- MEC – Minimal Essential Coverage
- Plan meets current ACA guidelines for MEC
- Avoids ACA employee penalty by satisfying MEC
- MEC covers mandated preventive care benefits at 100%
- Avoids Employer “Sledgehammer” penalty