We are dedicated to helping stay ahead of changes in the Affordable Care Act (ACA) and provide solutions for each client’s unique needs. Whether providing coverage to part-timers, full-timers, or supplementing coverages, our experienced team and technology platform can deliver the benefits experience that meets your needs while keeping you compliant.

ACA Compliant MEC Plans

  • Employer medical plans developed for the purpose of complying with the Affordable Care Act (ACA) in an effort to minimize penalties
  • Strategy is to comply with ACA while minimizing net cost to employer
  • Two basic plan designs:
    • MEC – Minimal Essential Coverage
    • MVP – Minimum Value Plan

Marketplace of Voluntary Benefit offerings available in combination with MEC

  • MEC – Minimal Essential Coverage
    • Plan meets current ACA guidelines for MEC
    • Avoids ACA employee penalty by satisfying MEC
    • MEC covers mandated preventive care benefits at 100%
    • Avoids Employer “Sledgehammer” penalty

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